Home Prices Expected to Cool in 2025 and 2026—Here’s What It Means for Buyers
- Neil Caron
- 14 hours ago
- 2 min read
Forecasts from economists show slower home price growth ahead. ReadySetLoan breaks it down.
After a robust 5.8% increase in home prices last year, housing experts now forecast a cooling trend for the next two years. According to a survey by Fannie Mae and research firm Pulsenomics, home price growth is expected to moderate to 3.4% in 2025 and 3.3% in 2026.
This softening outlook reflects growing economic uncertainty and an evolving housing landscape that’s still grappling with affordability pressures and inventory challenges.
“A slight slowdown in price growth is actually good news for buyers,” explains Neil Caron, Area Manager at CMG Mortgage. “It creates a more stable playing field—and with the right strategy and guidance, opportunities still abound.”
Some experts remain optimistic, while others expect potential price corrections. The wide range of predictions—ranging from an 11% surge to a 4.5% decline—highlights the complexity of the current market.
🐷 RSL Piggy Points:
National home price growth is expected to cool after last year’s nearly 6% spike
Expert forecasts vary widely, signaling an unpredictable housing environment
Slower growth could offer relief to first-time and move-up buyers alike
RSL Perspective:
At ReadySetLoan, we’re helping homebuyers and homeowners interpret these market shifts with confidence. Whether prices rise, fall, or stabilize, understanding your options—especially loan programs and timing—is essential.
Home price trends are just one piece of the puzzle. Mortgage rates, local supply, and individual financial goals should all be part of your strategy. That’s where ReadySetLoan comes in.
📞 Thinking about buying or refinancing in the next year? Don’t wait for the market to tell you what to do. Let ReadySetLoan be your educational partner and guide you to the finish line.
Visit ReadySetLoan.com to get started.
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