Who knows more about credit Women or Men? The Poll says……

Women! Most of the poll questions showed women to be more knowledgeable when it came to credit. One of the keys things I read was that when asked what a good credit score is, 35 percent of women (versus 29 percent of men) knew what a good score was. That is a very low percentage. In today’s world it is extremely important to Know what a good credit score is, how to check your credit, how to improve your credit, and how it effects your everyday life.


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10 Ways a Bad Credit Score Can Hurt You

Did you know having bad credit can hurt your ability to get a job? It is legal for would-be employers with your permission to look at your credit report and use that as part of the hiring decision. Employers are regulated on the extent that credit reports can be used in the hiring process. If you are denied a job because of a negative report, you must be told about that.

Interested in knowing how else a bad credit score can hurt you?
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1 in 5 people have an error on the credit report

Credit is an important part of the American economy and critical to making any big purchases. This includes houses, cars and any type of recreational vehicle. But did you know that credit has the ability to affect your life and auto insurance premiums or get a security clearance for a job? Yet millions of Americans have mistakes on their credit report which affect their credit score. The problem is so big that “60 Minutes” did a story on the subject on August 25th. They state that 1 in 5 Americans has an error on their credit report and 1 in 10 has an error that could lower their credit score.

What can you do about it? Check your credit report regularly. You can get a free credit report, not scores, from https://www.annualcreditreport.com/cra/index.jsp This is the only official free site.